Accident, Sickness and Unemployment

• As you might expect this policy will pay a monthly income if you are unable to work due to accident or sickness or if you are made redundant (terms and conditions apply)

• There is normally a waiting period before the benefit is paid and this can vary. In the event of a claim, the benefit is normally paid until you return to work or for up to 2 years. The policy will then cease.

• The benefit is normally sufficient to protect your monthly mortgage payment and associated insurance payments.

• This policy is strongly recommended by the Government if you take out a mortgage. The main reason for this is the limited assistance from the State in the event of accident, sickness or redundancy. Many people would find themselves in serious financial difficulty without the financial assistance of a policy like this.
  
• Mortgage Mission have access to a range of companies and can obtain a competitive quotation to suit your needs.
• This policy will not cover any medical condition or any unemployment that you know prior to signing the mortgage payment protection insurance cover.

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